Mobile EFTPOS machines were a game-changer for businesses across New Zealand. Whether you’re running a café, a market stall, or a mobile service, having a reliable, portable payment solution is essential. But how much does it actually cost? Let’s break it down.
Mobile EFTPOS vs. mPOS: What’s the Difference?
You’ve got two main options when it comes to mobile payments:
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Mobile EFTPOS Terminals – Full-featured EFTPOS machines that connect via Wi-Fi or a SIM card. These offer the same security, speed, and functionality as a countertop terminal, but in a portable package.
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mPOS (Mobile Point-of-Sale) Devices – Smaller devices that connect to a payment network via Wi-Fi or a SIM card. mPOS devices are designed for micro-businesses with lower transaction volumes. They come with limitations like no charging cradles, no receipt printer and limited support & functionality.
For small to medium businesses that need reliable, fast payments with full support, a Mobile EFTPOS terminal is usually the better choice.
What Are the Costs Involved?
1. Monthly Device Fees
- Leasing an EFTPOS terminal – Subscription-based pricing, usually $30 – $40 + GST per month, depending on model and contract term. This includes 24/7 support, compliance upgrades, and onsite support for troubleshooting.
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mPOS Devices – $29 – $38 + GST per month. This includes 24/7 support and compliance upgrades.
3. Payment Network Fees
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There are two payment networks in NZ: Verifone and Worldline
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Worldline charges $18.90 + GST per terminal per month, while Verifone charges $15.00 + GST per terminal per month
- Most mPOS devices available in NZ connect to the Verifone network
- Eftpos NZ primarily connects devices to the Verifone network
4. Internet & SIM Fees
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Wi-Fi Connection – No extra cost (aside from your regular internet plan).
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SIM Card Connection – If you need mobile data, expect a $12.95 + GST per terminal per month fee, unless included in your rental plan.
5. Merchant Service Fees (MSF)
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Credit card and contactless transactions incur merchant service fees
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On mPOS devices, accepting credit cards is mandatory
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With Mobile EFTPOS terminals, credit card acceptance is optional
Which Option Is Right for You?
Here’s a quick guide to help you decide:
| Business Type | Best Payment Solution |
|---|---|
| Market stalls, pop-up shops, seasonal businesses | mPOS device (flexible, low-cost) |
| Cafés, retail stores, mobile services | Mobile EFTPOS (full functionality, reliability) |
| Hospitality venues (tableside payments) | Mobile EFTPOS (faster service, better experience) |
Need features like receipt printing, MOTO (Card-Not-Present) payments or POS integration? A Mobile EFTPOS terminal is the right option for you.
What Mobile EFTPOS Machines Are Available?
We offer a range of mobile EFTPOS terminals tailored to different business needs. Our most popular option is the Verifone T650p – Android-based, sleek design, and connects via Wi-Fi, Bluetooth, or 4G.
Learn more about the T650p here
Ready to Get Started?
If you’re looking for a mobile EFTPOS solution that fits your business, our team is here to help. Get a free quote today!
Yes! We offer short-term rentals for markets, fundraisers, and pop-up events. Check out our short-term hire options here.
Have more questions? Drop us a comment below or give us a call at 0800 EFTPOS (0800 338 767, option 1)
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