PCI compliance: Protecting your business and EFTPOS payments

Your customers trust you with their payment details every day. PCI compliance is how we keep that trust safe. From 30 April 2026, EFTPOS terminals running on PCI 4.X will be disconnected from the network. Payments NZ has confirmed this deadline and there are no extensions. If your business is still using one of these devices after the cut-off, you won’t be able to accept card payments until you upgrade.

What is PCI compliance?

PCI stands for Payment Card Industry. It’s the global standard that protects businesses and customers from fraud and data breaches. Payments NZ manages these standards in New Zealand and sets the dates when older terminals are retired.

Why it matters

  • Security – compliant devices are designed to stop card data from being stolen or misused.

  • Continuity – once the deadline passes, non-compliant devices will be disconnected. Upgrading ensures your business keeps trading without disruption.

  • Customer confidence – shoppers expect secure, reliable ways to pay. Staying compliant shows you take security seriously.

What you need to do

  1. Check your terminal model – look at the label or sticker on your device.

  2. Search the Payments NZ Device Register – this shows whether your terminal is affected.

  3. Download our checklist – we’ve put all PCI 4.X devices in one place for easy reference.

  4. Contact your provider – if your device is listed, organise your upgrade well before the deadline.

Good news for Eftpos NZ customers

If you’re with us on a subscription, your solution is already compliant — or you’ll automatically get a new terminal well before the deadline.

What next?

PCI compliance isn’t just about ticking a box. It’s about protecting your business, earning customer trust, and making sure you can keep taking payments. Check your terminal today and stay ahead of the April 2026 deadline.

 

 

 

 

 

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