PCI compliance: Protecting your business and EFTPOS payments

Your customers trust you with their payment details every day. PCI compliance is how we keep that trust safe. The 30 April 2026 deadline for PCI 4.X terminals has now passed. Payments NZ, which governs EFTPOS device standards in New Zealand, has confirmed that remaining devices on this standard are non-compliant and subject to disconnection from the network. If your business is still using one of these devices, you need to act now

What is PCI compliance?

PCI stands for Payment Card Industry. It’s the global standard that protects businesses and customers from fraud and data breaches. Payments NZ manages these standards in New Zealand and sets the dates when older terminals are retired.

Device lifecycle

Why it matters

  • Security – compliant devices are designed to stop card data from being stolen or misused

  • Continuity – once the deadline passes, non-compliant devices will be disconnected. Upgrading ensures your business keeps trading without disruption

  • Customer confidence – shoppers expect secure, reliable ways to pay. Staying compliant shows you take security seriously

What you need to do

  1. Check your terminal model – look at the label or sticker on your device

  2. Search the Payments NZ Device Register – this shows whether your terminal is affected. You can also download our handy checklist that lists all PCI 4.X devices in one place.

  3. Contact your provider – if your device is listed, organise your upgrade immediately. Businesses that haven't yet upgraded risk having their terminal disconnected before a replacement is installed.

Good news for Eftpos NZ customers: if you're with us on a subscription, your device is already compliant. If you need to switch providers, get in touch.

What next?

PCI compliance isn't just about ticking a box. It's about protecting your business, earning customer trust, and making sure you can keep taking payments. If your terminal is PCI 4.X and you haven't yet upgraded, the time to act is now. 

If you have a PCI 4.X device, it will need a physical terminal replacement rather than just a software update. If you're already considering an upgrade, why not take this opportunity to get in touch with your provider and ensure you're completely satisfied with their service? 

Eftpos NZ offers fast and reliable Verifone Android EFTPOS devices with free installation, 24/7 support and a compliance guarantee. Enjoy fast charging and long battery life, enhanced reporting, email receipts, dynamic connectivity, contactless surcharging, enhanced refunds, seamless integration with over 700 POS systems, and a host of other benefits and features.

Upgrade with Eftpos NZ today!

 

 

 

 

 

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