On a Saturday morning at a coffee cart, the queue does what queues do. One person taps a phone, the next holds out a watch, the one behind them slots a card in. The EFTPOS terminal in the barista's hand takes every payment and keeps the line moving. Most people in that queue would not give the device a second look. It might surprise them to know that the device taking their money has more in common with the phone in their pocket than with the machines that sat on counters across the country a decade ago.
The device is called Victa, and it is the latest addition to Eftpos NZ's Android-based payments platform. It runs Android 13 secured by Verifone OS, and unlike the closed, single-purpose terminals most New Zealand businesses have used for years, it can run apps, take software updates over the air, and add new ways to pay with ease.
Traditional EFTPOS terminals run a closed, proprietary operating system built to process card payments and little else. An Android payments platform runs on the same foundation as a modern smartphone, which means it can run approved third-party apps directly on the terminal, receive software and security updates over the air, and support new payment methods as they emerge. In practice, that covers the ordinary stuff a business already deals with: loyalty, point-of-sale software, and the steady drip of new ways customers want to pay.
Eftpos NZ's existing Android terminals, for example, the Verifone T650P and M440, are already Android-based and purpose-built for payments. Victa is the next generation, designed from the ground up to be extended, integrated, and updated as a business grows. The hardware is built for the next decade of payments rather than the last, with biometrics-ready components for future capabilities such as face and palm recognition at the point of sale. The first device in the range is the Victa Portable, a handheld terminal with a 6.7-inch screen, a built-in receipt printer, a splash-proof, impact-resistant body, and a battery rated for twelve hours of continuous use, enough to run a full trading day from open to close.
Victa is certified to PCI PTS 7.x, currently the highest security standard for payment terminals, set by the Payment Card Industry Security Standards Council. Certification applies from day one, an
security patches and compliance updates are delivered automatically over the air. If a hardware upgrade is ever needed to keep the device compliant, Eftpos NZ handles it at no extra cost.
Victa Portable is available now through Eftpos NZ. Once a Verifone merchant number is set up through their bank, most businesses are up and running within a few days. The terminal arrives overnight or is installed on site by a field technician, with setup and staff training included.
More form factors are in development: the Victa Mini for high-volume countertop checkout, the Victa Lane for attended lane setups, the Victa Register combining payments and point of sale, and a softPOS option that turns a smartphone into a contactless terminal.
To get started, visit meetvicta.co.nz or call 0800 338 767.